Commercial Insurance

It doesn’t matter what your business’ size or needs are; We can provide the same quality coverage and service — at the appropriate level for your company, customized for your needs and size.

Commerical Insurance Coverages include:

  • General Liability Insurance:

    • Provides coverage for bodily injury, property damage, and personal injury claims against your business. * Commercial Property Insurance:

    • Protects your business property (buildings, equipment, inventory, etc.) against damage or loss due to fire, theft, vandalism, etc. * Business Interruption Insurance:

    • Covers lost income and expenses if your business is unable to operate due to a covered peril, such as a fire or natural disaster. * Commercial Auto Insurance:

    • Provides coverage for vehicles used for business purposes, including liability, collision, and comprehensive coverage. * Workers’ Compensation Insurance:

    • Covers medical expenses and lost wages for employees who are injured or become ill on the job. * Professional Liability Insurance (Errors & Omissions Insurance):

    • Protects professionals (e.g., doctors, lawyers, consultants) against claims of negligence or inadequate work. * Product Liability Insurance:

    • Covers legal fees and damages resulting from defective products that cause injury or property damage. * Cyber Liability Insurance:

    • Protects against losses from data breaches, cyberattacks, and other cyber threats that compromise sensitive information. * Directors and Officers (D&O) Insurance:

    • Protects company directors and officers from legal expenses and damages in the event of lawsuits alleging mismanagement or wrongful acts. * Employment Practices Liability Insurance (EPLI):

    • Covers legal expenses related to claims of wrongful termination, discrimination, harassment, or other employment-related issues. * Umbrella Insurance:

    • Provides additional liability coverage beyond the limits of your primary insurance policies, offering broader protection. * Fidelity Bonds:

    • Protects against losses resulting from employee theft or dishonesty. * Equipment Breakdown Insurance:

    • Covers repair or replacement costs for equipment that breaks down due to mechanical or electrical failure. * Inland Marine Insurance:

    • Covers goods and equipment while they are in transit or being transported over land. * Cargo Insurance:

    • Provides coverage for goods being transported by sea, air, or land against loss or damage. * Tenant’s Insurance (Commercial Lease Insurance):

    • Covers damage to leased space and liability claims arising from the business’s operations within that space.

These are some of the most common types of commercial insurance, but the specific needs of your business may vary, so it’s essential to assess your risks and consult with insurance professionals to determine the appropriate coverage.